How to save money without even realizing it!
Okay, so it may sound unreal, but this is really true. You can really save money without you even realizing it!
Tip # 1: Have a coin bank or use what I am using, an empty water container! (Very environment friendly, it will cost you zero (0) bucks and you can find it anywhere!)
Tip # 2: Place your Coin bank/ water container on your study desk/office desk or somewhere near it. Why? (I’ll tell you later!)
Tip # 3: Think of how much can you put in there EVERY SINGLE DAY!!!! (no exceptions, 7 days a week) I know, some of you were thinking of, “I do not have money every time so how am I suppose to save something every single day?!!” I know right, but seriously, how much do you think you are going to put on your coin bank? You’re not thinking of putting 100 pesos or almost $3 a day right? Trust me, DO NOT put bills on it! Its very tempting!
Tip # 4: The coin bank is now placed on the desk or anywhere near it, why? because this is where we put our stuffs most of the time (bags, wallets, etc) So it is a place that you visit every day!
Tip # 5: Have you decided on how much you’ll put on it? Well, as for me, I make it a point to put 10 - 50 peso coins every single day of the week. Imagine 10 for 12 months - 3650 while 50 for 12 months - 18250! That’s quite a lot!
Tip # 6: Now, how come my title is saving without even realizing it when we all know that we are required to put something on our coin bank. Let me tell you this, it is not that hard and eventually you’ll get used to it (just like drinking water everyday) without even realizing that the amount on your coin bank is increasing!!!
Tip # 7: DO NOT COUNT your money! It feels good to feel the excitement and being surprised on how much you have said that year!
Tip # 8: DEPOSIT. Deposit it on your bank account every time the coin bank gets full, that way you will not be tempted to spend it. NO ATM WITHDRAWALS please! (unless needed)
Easy, very easy! These savings will come in handy especially when unexpected things happen. :)